Contents Cleaning SLAs by Category (TPA / Allstate Worked Example)

Updated October 6, 2026. By Will Tygart. Program managers and contents PMs. Left column is working default. Right column is your PVA. Official Allstate hours live in the assignment / GHRN packet — this page teaches clocks and the category split. Not a published Allstate hour table.

Direct answer. TPA contents SLAs are separate clocks from mitigation: contact, access, inventory, pack-out, and pack-back — with IICRC category driving method, not a single public hour table by Cat 1 vs Cat 3.

Someone already clicked “SLA for cleaning contents for Allstate insurance for different categories.” They want hours by water/fire category, not a contents marketing page.

Clocks (define before you quote hours)

ClockTypical TPA program (not a named carrier’s law)What “done” means
Contact4 hours from assignmentHuman reached insured or FM; access plan
Pre-pack walk + photos in portal24 hours from accessRoom photos, condition codes started
On-site contents start24 hours from assignment when the structure is safeNot the mitigation 2-hour clock
Inventory / first contents scope48 hours from accessSalvage / clean / dispose split
Pack-out complete (authorized)Per volume; state cubic feet in the SLAChain of custody signed
Clean return / pack-backGated on structure ready — not a calendar fantasyNew cartons; not the dirty pack-out boxes

By loss category (the Allstate question)

Carriers do not publish one public hour table for “Cat 1 vs Cat 3 contents.” They publish job type and expect IICRC category to drive method.

Category / perilContents handlingSLA emphasis
Cat 1 waterClean in place when possible; pack-out if reconstruction or volumeSpeed to dry + inventory. Soft goods often salvageable
Cat 2 waterMore porous dispose; hard goods cleanPPE + written category in the contents assignment
Cat 3 water / sewage / overland floodSee Cat 3 pack-out. Default porous disposeAuthorization before dumpsters. Do not miss the 48-hour inventory clock because you were arguing category
Fire / smoke (S700)Pack-out for cleaning vs replace by residue classSeparate contents Xactimate assignment is common
Room-and-contents fireOrigin room often total; adjacent smoke pack-outDo not let a two-room flame estimate erase whole-house smoke contents

Allstate / GHRN file hygiene (not official hours)

  • Contents restoration, pack-out, and cleaning are typically a separate assignment from water/fire mitigation.
  • Pack-out approval belongs in the estimate notes before the truck is loaded.
  • Non-salvage needs photos in place. Dumpster photos after the fact lose the claim.
  • If your GHRN or TPA letter lists different hours, those hours win. Put them in the ERP.

Related: commercial emergency SLA · fire pack-out.

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