Xactimate Online vs. Desktop: What’s the Difference?
The short answer: they’re two doors into the same system. The desktop version is the installed Windows application — full
Xactimate vs. Symbility: Which Estimator Should a Restoration Shop Run?
The short answer: for most restoration shops doing insurance work in North America, Xactimate — because it’s the format carriers’
How Do I Handle an Adjuster Reinspection?
The short answer: a reinspection is a second look at the property that you request when there’s something new to
What Documentation Actually Gets a Supplement Approved?
The short answer: a supplement gets approved on its documentation package, not its argument. The package is: the supplement written
What Do I Do When My Estimate Doesn’t Match the Adjuster’s?
The short answer: don’t argue the bottom line — compare the two estimates line by line, identify exactly which items
When Do I Supplement and When Do I Just Absorb the Cost?
The short answer: supplement when the work is real, caused by the covered loss, and you can document it —
Which Xactimate Line Items Do Adjusters Actually Approve?
The short answer: there is no published “approved list.” Adjusters approve line items that are (1) the correct item for
How Do I Learn Xactimate — Training, Certification, or On the Job?
The short answer: all three exist, and they’re not mutually exclusive. Verisk (Xactimate’s maker) offers official training classes in three
What Is Xactimate and What Does It Cost?
The short answer: Xactimate is property-claims estimating software built by Xactware, a Verisk company. It’s the estimating platform both insurance
How Do I Write an Estimate in Xactimate?
The short answer: Xactimate’s own training teaches estimate writing as four steps, in this order: Claim Info, Sketch, Estimate Items,
Daily Storm Pulse, Storm Damage
Storm Pulse for Operators: Panhandle Tornado Watch — Friday, October 9, 2026
Afternoon change: Tornado Watch 677 is up through 9 p.m. EDT on the east side of Isaias. Center still offshore, about 90 miles south of Pensacola, landfall expected this evening. No filtered LSRs yet. Stage inland of the surge; do not roll into the warning after dark.
Insurance Claims, Field Documentation
Carrier AI Is Now Grading Your FNOL. Here’s the Playbook.
Carrier-side AI like Benekiva’s Kiva now checks your FNOL for completeness before an examiner opens it. Here’s how to make every file complete on first submission.